Gold Bullion in Fallout 76: Essential Guide 2025

Gold Bullion is a special currency in Fallout 76 used to purchase rare items and crafting plans. Players can earn it by completing quests, trading Treasury Notes, and buying from specific vendors, with daily and weekly limits.

Understanding Gold Bullion in Fallout 76

Table of Contents

What is Gold Bullion?

Gold Bullion is a valuable currency introduced in Fallout 76’s Wastelanders update. It represents gold ingots that were once the foundation of the game’s pre-war economy. Despite the apocalyptic events, certain merchants still value and trade this currency, making it a crucial element for players looking to acquire rare and powerful items.

Importance of Gold Bullion

Gold Bullion plays a significant role in the Fallout 76 economy, allowing players to purchase exotic items and crafting plans that are not available through other means. These items are often high-tier and can significantly enhance a player’s capabilities in the game.

Unlike items bought with Caps or other currencies, those purchased with Gold Bullion cannot be dropped, sold to vendors, or traded with other players, making them exclusive and highly sought after.

How to Obtain Gold Bullion

Unlocking Gold Bullion

To start earning Gold Bullion, players must first complete the Wastelanders main questline. The final quest, “Secrets Revealed,” serves as the gateway to this currency system. Once completed, players can begin accumulating and spending Gold Bullion.

Sources of Gold Bullion

There are several ways to acquire Gold Bullion in Fallout 76:

Treasury Notes: These can be earned from public events, Settler, and Raider daily quests. Players can exchange Treasury Notes at Gold Press Machines located in Crater, Foundation, or The Whitespring Resort. Each Treasury Note is worth 10 Gold Bullion.
Direct Purchase: Players can buy Gold Bullion from a vendor named Smiley at The Wayward. He sells 50 Gold Bullion for 1,000 Caps, with a weekly limit of 300 Gold Bullion.
Public Events: Completing public events rewards players with Treasury Notes, which can then be exchanged for Gold Bullion.
Daily Quests: Both Settler and Raider factions offer daily quests that reward Treasury Notes upon completion.

Daily and Weekly Limits

It’s important to note that there are limits to how much Gold Bullion a player can acquire:

Daily Limit: Players can exchange up to 40 Treasury Notes per day, equating to 400 Gold Bullion.
Weekly Limit from Smiley: Players can purchase up to 300 Gold Bullion per week from Smiley.
Character Limit: Each character has a maximum limit of 10,000 Gold Bullion. Any excess is automatically deleted, so it’s advisable to spend it regularly.

Gold Rush Events

Occasionally, Fallout 76 hosts special events called Gold Rush. During these events, the daily limit for exchanging Treasury Notes is doubled to 80, allowing players to earn up to 800 Gold Bullion per day.

Gold Bullion Vendors

Locations and Factions

Gold Bullion can be spent with several merchants across Appalachia. Each vendor offers different items and is associated with a specific faction or location:

Mortimer: Located at the Crater Core in The Crater (Toxic Valley region). He represents the Crater Raiders faction.
Samuel: Found in Foundation (Savage Divide region). He is part of the Settlers faction.
Reginald “Regs” Stone: A former Secret Service member located in Vault 79 (Savage Divide region).
Minerva: A traveling merchant who appears at different locations weekly, including Foundation, The Crater, Fort Atlas, and The Whitespring Resort.

Minerva’s Special Events

Minerva hosts two special events:

Minerva’s Emporium: Runs from Monday to Wednesday.
Minerva’s Big Sale: Runs from Thursday to Monday.

During these events, Minerva offers a 25% discount on Gold Bullion plans. Her Big Sale event is particularly noteworthy as she sells all the plans she has offered over the previous few weeks, making it an excellent opportunity for players who may have missed her earlier visits.

Best Plans to Purchase with Gold Bullion

Investing Gold Bullion wisely is crucial for maximizing your Fallout 76 experience. Here are some of the best plans to consider:

CAMP Resource Items

Popcorn Machine: Produces popcorn passively at your CAMP, providing a boost to strength, HP, and disease resistance when consumed.
Beehive: Generates honey passively, useful for completing the daily quest “Strange Brew” and obtaining rare items.
Turbo-Fert Fertilizer: Allows instant regrowth of crops after harvesting, beneficial for herbivore players.
Nuka-Cola Collectron: Generates various types of Nuka-Cola bottles, offering different in-game boosts.

Armor and Modifications

Grocer’s Backpack Mod: Reduces the weight of all food and drink items by 90%, making inventory management easier.
T-65 Power Armor: Offers the highest radiation, electrical, and damage resistance of all Power Armor sets in the game.
Secret Service Armor: Provides the best damage resistance for non-Power Armor, making it a valuable choice for many players.

Weapons

Plasma Caster: A powerful heavy weapon with high damage output, low recoil, and excellent range.

Considerations When Purchasing Plans

When deciding which plans to buy with your Gold Bullion, consider the following factors:

Your playstyle and character build
The rarity and exclusivity of the item
The potential impact on your gameplay
The cost of the plan and any additional mods required

Remember that items purchased with Gold Bullion cannot be traded, so choose wisely based on your personal needs and preferences.

Maximizing Gold Bullion Earnings

To make the most of the Gold Bullion system, consider these strategies:

Daily Routine

Complete public events regularly to earn Treasury Notes.
Participate in both Settler and Raider daily quests for additional Treasury Notes.
Exchange Treasury Notes at Gold Press Machines daily to reach the 400 Gold Bullion limit.

Weekly Strategy

Visit Smiley at The Wayward to purchase the maximum 300 Gold Bullion for Caps.
Keep track of Minerva’s location and inventory, especially during her Big Sale events.

Long-term Planning

Prioritize plans based on your immediate needs and long-term goals.
Save Gold Bullion for high-value items that significantly improve your gameplay.
Participate in Gold Rush events when available to maximize your earnings.

Impact of Gold Bullion on Gameplay

The introduction of Gold Bullion has significantly changed the endgame experience in Fallout 76. It provides a structured progression system for high-level players, offering access to some of the best equipment in the game. This system encourages regular play and participation in various events and quests, keeping the game engaging for long-term players.

Balancing the Economy

Gold Bullion serves as a balancing mechanism in the Fallout 76 economy. By making certain high-tier items untradeable and only obtainable through this currency, it prevents the market from being flooded with powerful equipment and maintains a level of exclusivity and achievement for dedicated players.

Encouraging Diverse Gameplay

The Gold Bullion system encourages players to engage in various aspects of the game:

Event Participation: Public events become more rewarding as they provide Treasury Notes.
Faction Engagement: Daily quests for both Settlers and Raiders offer additional opportunities to earn Treasury Notes.
CAMP Building: Many Gold Bullion plans are related to CAMP improvements, encouraging players to develop their bases.
Character Progression: The exclusive armor and weapons available through Gold Bullion provide clear goals for character improvement.

Challenges and Considerations

While the Gold Bullion system adds depth to Fallout 76, it also presents some challenges:

Time Investment

Earning Gold Bullion can be time-consuming due to daily and weekly limits. Players need to commit to regular play to maximize their earnings.

Decision Making

With limited Gold Bullion and numerous valuable plans available, players must carefully consider their purchases. This can be challenging, especially for newer players who may not fully understand the impact of different items on their gameplay.

Balancing with Other Currencies

Players need to balance their focus on earning Gold Bullion with other in-game activities and currencies like Caps and Scrip. This can sometimes lead to difficult choices in how to allocate playtime.

Future of Gold Bullion in Fallout 76

As Fallout 76 continues to evolve, the role of Gold Bullion is likely to remain significant. Players can expect:

New Items: Bethesda will likely introduce new plans and items purchasable with Gold Bullion in future updates.
Seasonal Events: Special events like Gold Rush may become more frequent or varied to keep the system engaging.
Potential Adjustments: Based on player feedback, there might be adjustments to earning rates or spending limits to improve the overall experience.

Frequently Asked Questions

Can I earn Gold Bullion before completing the Wastelanders questline?

No, you must complete the Wastelanders main questline, specifically the “Secrets Revealed” quest, to unlock the Gold Bullion system.

What happens if I reach the 10,000 Gold Bullion limit?

Any Gold Bullion earned beyond the 10,000 limit is automatically deleted. It’s advisable to spend your Gold Bullion regularly to avoid losing potential earnings.

Can I trade items bought with Gold Bullion?

No, items purchased with Gold Bullion cannot be dropped, sold to vendors, or traded with other players. They are bound to your character.

How often does Minerva’s inventory change?

Minerva’s inventory changes weekly. She offers different items during her Emporium (Monday to Wednesday) and Big Sale (Thursday to Monday) events.

Is there a way to earn more than the daily limit of Gold Bullion?

During special Gold Rush events, the daily limit for exchanging Treasury Notes is doubled from 40 to 80, allowing you to earn up to 800 Gold Bullion per day.

Samantha Yates

Samantha Yates is a creative writer and journalist with expertise in content creation and editing. She holds an MA in Creative Writing and brings professional experience from Lionbridge, where she developed engaging content for leading technology companies